While coins are issued by the Government, interestingly, the issue of Hong Kong banknotes are shared between three commercial banks: HSBC, Standard Chartered Bank and Bank of China.
You can exchange your currency for Hong Kong dollars at any authorised money exchanger. For extra peace of mind, look for a money exchanger that is accredited by the Quality Tourism Services (QTS) Scheme.
At Hong Kong International Airport, currency exchange counters are open from early morning until late at night and many located within the city stay open into the evening.
ATMs are widespread and operate 24 hours. Exchange rates fluctuate daily depending on currency markets.
Traveller's cheques and credit cards
Traveller's cheques are accepted by most leading banks and hotels.
International credit cards such as American Express, VISA, Diners Club and MasterCard are also welcome at many hotels, retail shops and restaurants. Such premises usually display stickers showing the credit cards they accept at their entrances.
ATMs can be found almost everywhere. Many take international cards and some HSBC 'Electronic Money' machines provide 24-hour cash withdrawal (HK$) facilities for Visa and MasterCard holders.