Comprehensive travel insurance is recommended. There is one government hospital (on Rarotonga).
Situated on the north coast of Rarotonga, Avarua is the capital of the Cook Islands. This relaxed little town has a friendly feel, and visitors will find shops, restaurants, and several tourist attractions here. On Sunday mornings, the sweet strains of Maori hymns waft from the CICC (Cook Islands Christian Church).
New Zealand Dollar (NZD; symbol NZ$) = 100 cents, supplemented by notes and coins minted for local use which are not negotiable outside the Cook Islands. Notes are in denominations of NZ$100, 50, 20, 10 and 5. Coins are in denominations of NZ$2 and 1, and 50, 20, 10 and 5 cents.