The racial makeup of the territory was 75.6% Black or African Descent, 6.2% White, 10.3% from other races, and 8.5% from two or more races. Hispanic or Latino of any race were 14.6% of the population.
There were 40,648 households out of which 34.7% had children under the age of 18 living with them, 33.2% were married couples living together, 24.9% had a female householder with no husband present, and 34.5% were non-families. 30.2% of all households were made up of individuals and 6.3% had someone living alone who was 65 years of age or older. The average household size was 2.64 and the average family size was 3.34.
In the territory the population was spread out with 31.6% under the age of 18, 8.0% from 18 to 24, 27.1% from 25 to 44, 24.9% from 45 to 64, and 8.4% who were 65 years of age or older. The median age was 33 years. For every 100 females there were 91.4 males. For every 100 females age 18 and over, there were 87.7 males. The annual population growth is -0.12%.
The median income for a household in the territory was $24,704, and the median income for a family was $28,553. Males had a median income of $28,309 versus $22,601 for females. The per capita income for the territory was $13,139. About 28.7% of families and 32.5% of the population were below the poverty line, including 41.7% of those under age 18 and 29.8% of those age 65 or over.
Most Virgin Islanders descend from Africans, who were brought to the Caribbean by Europeans to work on sugar plantations. Most of the residents were born in the islands, although many immigrated to the Virgin Islands from other islands in the West Indies, the United States and other countries.
The official language is English, although Virgin Islands Creole, an English-based dialect, is spoken in informal situations. The Virgin Islands Creole spoken on St. Croix, known as Crucian, is slightly different from that spoken on St. Thomas and St. John. Because the U.S. Virgin Islands is home to thousands of immigrants from across the Caribbean, Spanish and various French creole languages are also widely spoken. As of the 2000 census, 25.3% of persons over the age of five speak a language other than English at home.